|
100% Capital Guarantee + 100% return You want an equity fund without risk? The AXA accumulator Selección offers a capital guarantee plus unlimited rate of return *. Every five years, we offer for you a 100% investment capital guarantee, and that even though your investment is available from the first day - with no cancellation fee and from € 3,000. Take advantage of the current situation of the financial market: Buy cheap and invest with no risk! We can advise you personally! Simply use our request form or call us. Phone: 902 200 211
Your advantages at a glance:
- Transparency and clarity: With Accumulator Seleccion you do not need to be an experienced investor to sign up for a new investment solution and to make a profit return similar to a large investment
- No limit to the expected rate of return
- Adaptable to any investor profile: conservative or aggressive investment style
- Provides the flexibility required by investors: a change of investment model is possible at any time
- Also in the future the investment remains openly structured
- Liquidity from the first day, without return fees
AXA is a world leader in the field of insurance. This means Maximum security for your investment.
Standards and safeguards
- The investor's minimum age: 18 years
- Minimum contribution: 3.000, - €
- Custody fees:
- 6.000, - to 24,999, - € = 0.5%
- 25.000, - to 99.999, - € = 0.4%
- from 100.000, - € = 0.3%
- annual guaranteed bonus: 1.9%
Investment Options AXA Accumulator Fund works with the following leading companies:

A change in your investment model at any time:
| Investment model |
Investment Structure |
Profitability 2008 |
Profitability 2009 |
| Bond Funds Europe |
85 % bonds 15 % equities |
4,72% |
6,85 % |
| Global bond funds |
70% bonds 30% equities |
-10,61% |
13,99% |
| Balanced funds worldwide |
70% bonds 30% equities |
-20,95% |
16,39 % |
|
Europe-Dividend
(seit 16.02.09)
|
50% bonds 50% equities |
- |
21,67% |
|
Euro-Equilibrada
(seit 16.02.09)
|
50% bonds 50% equities |
- |
24,09% |
| Europe-Security |
100% Money Market
|
2,81% |
0,37% |
We guarantee 100 percent security Every 5 years, we analyze the value of your assets. Depending on the outcome, there are the following possibilities:
- Balances below principal
Should your balance go below the principal starting balance the warranty takes effect and your balance will be reset to the value of the principal starting balance. In this way losses are offset and your capital gains further value.
- Balances beyond principal starting capital
If your balance is above your beginning balance, you may either continue the investment or have your capital and the surplus paid at your discretion
Tax benefit
- This investment and its returns is tax exempted for non-residents and non-taxables in Spain.
- For tax residents in Spain, the returns are taxed as income from floating capital (capital de Rendimientos Mobiliario) at a rate betwwen 19 and 21%
We can advise you personally! Simply use our information request form or call us. Phone: 902 200 211
* Services in accordance with the AXA terms and conditions ** The taxation rules applicable depend upon which regulations are in force on the date of transfer of title for the service rendered |